Accord Blog

Winter Fire Safety in a Colorado HOA: Simple Habits That Protect You and Your Neighbors

By the Accord Property Management team |

Space heaters, fireplaces, candles and holiday lights make winter cozy. Here are simple fire safety habits for HOA homes, where a fire in one home can quickly affect the neighbors.

Townhomes in a Colorado HOA community

Colorado winters bring cold nights, and with them come space heaters, fireplaces, candles and holiday lights. They make home feel cozy, but they also raise the risk of a home fire. In an HOA community, especially in condominiums and townhomes with shared walls and roofs, a fire that starts in one home can quickly affect the neighbors next door. A few simple habits go a long way toward keeping everyone safe.

Test your smoke and carbon monoxide alarms

Working alarms give you precious time to get out. Test your smoke and carbon monoxide (CO) alarms monthly by pressing the test button, and replace batteries as needed. Alarms do not last forever, so check the manufacturer's date on each one and replace any that are past their recommended life. If you have gas appliances, a fireplace or an attached garage, a CO alarm near sleeping areas is especially important. In most communities, the alarms inside your home are the owner's responsibility.

Give space heaters room

Space heaters are a common cause of winter home fires. Fire safety experts commonly recommend keeping them at least three feet from anything that can burn, such as curtains, bedding, furniture and holiday decorations. Plug heaters directly into a wall outlet rather than an extension cord or power strip, choose a model that shuts off automatically if it tips over and turn it off when you leave the room or go to sleep.

Keep the dryer clean

Lint is highly flammable. Clean the lint screen after every load and keep the area around your dryer free of clutter. Over time, lint also builds up inside the vent duct, so have it cleaned periodically. If clothes are taking longer to dry than they used to, a clogged vent may be the reason. In some communities the association maintains shared dryer vents, so ask your community manager if you are not sure who handles yours.

Fireplaces, grills and fire pits

If you have a wood-burning or gas fireplace, have it and the chimney inspected before heavy use, use a screen and let ashes cool completely before disposing of them in a metal container kept away from the building. Many HOA communities also have rules about grills, fire pits and open flames on balconies, patios and decks, and local fire codes may limit them too. Check your community's rules and regulations before you light up.

Decorate safely

Use holiday lights that are rated for their location, indoor or outdoor, and replace any strings with frayed wires or broken sockets. Do not overload outlets, and turn lights off when you go to bed or leave home. Never leave a candle burning unattended, and keep candles away from anything that can catch fire.

Know your exits and help protect shared areas

Make sure everyone in your home knows two ways out and where to meet outside. In buildings with shared hallways and stairwells, keep those paths clear and never prop open fire doors. If you notice a damaged fire extinguisher, an exit sign that is out or a fire door that does not close properly in a common area, report it to your community manager so it can be addressed.

In an emergency, call 911 first

If there is a fire or you suspect carbon monoxide, get everyone out and call 911. Once everyone is safe, contact your management company. For urgent after-hours issues affecting common areas, Accord owners can reach our after-hours emergency line at 720-259-8019.

Have a question? Just ask

Not sure about your community's rules on grills, fire pits or dryer vents? Submit a request through your HOA Portal, email info@accordhoa.com or call our office at 720-230-7303.

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Looking for HOA management in the Denver metro area?

Accord Property Management helps Colorado boards with responsive community management, professional accounting and clear communication.

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Accord Blog

Paying Your HOA Assessments: A Guide for Colorado Homeowners

By the Accord Property Management team |

What do your HOA assessments pay for, how can you pay them and what should you do if you fall behind? Here is a plain-English guide.

Homeowner reviewing an HOA account on a laptop

For most HOA owners, the regular assessment is the most familiar part of association life. It is also one of the most important. Assessments are how the community pays for the services and upkeep that everyone shares. Here is a simple guide to what your assessments cover, how to pay them and what to do if you ever fall behind.

What your assessments pay for

Each year the board adopts a budget, and that budget sets the regular assessment owners pay. Depending on your community, assessments may help cover common-area landscaping and snow removal, the association's insurance, utilities for shared areas, trash service, amenities, management and professional accounting, and contributions to reserves for future repairs and replacements such as roofs, paving and fencing. When every owner pays on time, the association can keep up with its bills and plan ahead.

Know your amount and due date

Your assessment amount and how often it is due (monthly, quarterly or annually) are set by your association. Your statement shows the current amount, and your governing documents and collection policy explain the due date, any grace period and when late fees may apply. If your amount changes with a new budget, the association will let owners know.

Ways to pay

Accord owners have two easy options:

  • Pay online. Click the Make HOA Payment button at accordhoa.com to pay through our secure online payment provider. Many owners set up recurring payments so their assessment is paid automatically each period.
  • Pay by mail. Mail a check to P.O. Box 98445, Phoenix, AZ 85038-0445. Include your Account ID so the payment is applied to the right account, and allow time for mail delivery before the due date.

Set it and forget it

Recurring online payments are one of the simplest ways to avoid a missed payment, especially during a busy season, a move or travel. If you set one up, remember to review it when your assessment amount changes with a new budget.

Falling behind? Reach out early

Life happens. If you know you will have trouble paying, contact your community manager as soon as possible. Colorado law requires associations to have a written collection policy, and in many situations it requires that eligible owners be offered a payment plan before certain collection steps are taken. Your manager can explain your community's policy, your current balance and the options available to you. Reaching out early almost always gives you more choices and helps avoid added late fees and costs.

Keep your information current

Moved, changed your mailing address or switched banks? Let your management company know and update any recurring payment, so statements and notices reach you and payments keep posting correctly.

Have a question? Just ask

Questions about your balance, a charge or how to pay? Contact your community manager, email info@accordhoa.com or call our office at 720-230-7303.

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Looking for HOA management in the Denver metro area?

Accord Property Management helps Colorado boards with responsive community management, professional accounting and clear communication.